My, how time flies! As we imagined 2019 from 30, 40, or 50 years ago we always thought we would see flying cars! Instead, we have drones that annoy us and smartphones that rule our lives. There have been many positive developments over the past 2 or 3 years. We are very happy with the economic results we are seeing, …
Creating a budget can be an overwhelming experience. Whether you are looking to start a personal budget or get a better grasp at managing your money, start with these seven steps. Know how much you make. The first step in forming a budget is to calculate your income. Take a pencil and paper and write down your net income for …
Holiday expenses add up quickly. Putting too much money toward the season could hinder your savings plan. Follow these 4 easy ways to save, and not over spend, this holiday season. 1. Make a list and check it twice. Before heading out to purchase gifts make a list of who you want to buy for. Be sure to include new …
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4 Smart Habits to Adopt Before you Retire How you handle your money before retirement can help lay the groundwork for a secure and fulfilling future. Consider adopting these smart money habits to potentially avoid financial disaster in your golden years. Create a budget. The first step towards reaching your retirement goal can be creating and sticking to a monthly …
Although retirement is likely decades away, saving sooner may be the best way to help you achieve your goals. These guidelines are one way to help you lay groundwork for your retirement savings. Starting early can lead to healthy money saving habits that your future self may thank you for. You won’t have to contribute as much over time. The …
If you are in your 20’s or 30’s, it is likely you have not thought much about planning for retirement. Saving can be difficult when you are balancing school loans, car payments, and other bills. Making your retirement a priority can be essential to a comfortable lifestyle in your golden years and a 401(k) can be an important tool for …
By Ryan Craner Over the past few years several Strategic Planning Group clients have contacted me requesting a SOS (Second Opinion Service) regarding proposals pitched to them or their extended family or friends by various insurance sales organizations in Utah. These pitches are coming via self-proclaimed “gurus” on the radio, at dinner seminars, and more. Once I examined the sales proposals, …
I am a millennial. I am among the generation of people that, according to PEW research is the most educated generation to date. 29% of millennial men, and 36% of millennial women have at least a bachelors degree; and many more have partial or unfinished post-secondary schooling. Educating institutions offer many more fields of study today than they used to. Additionally, a …
By John Park Have you ever spent time diagnosing yourself on the internet? There are so many self-help medical resources out there. It is almost a curse. I occasionally find these resources helpful, but sometimes I need to avoid them. I’m normally not a hypochondriac, however, after 30 minutes on WebMD, I feel like I have every illness known to …
